Terms of UseAgreement to Terms By accessing westernautocentre.ca, you agree to follow these Terms and Conditions, as well as all applicable laws and regulations. You are responsible for ensuring your compliance with any local laws. If you do not agree with these terms, please do not use this website. Authorization By submitting an application, you confirm that the information provided is accurate and complete. You authorize westernautocentre.ca and its agents or affiliates to: Collect relevant credit information from sources deemed appropriate, Communicate with you via phone, email, text, or social media. You may withdraw your consent at any time by notifying us or using the unsubscribe option in our electronic messages, Provide updates on your application status, including loan pre-qualification, lender offers, or credit denial, and Share your information with car dealerships and wholesale lead providers, who may conduct independent searches to assist in finding financing or vehicle purchase opportunities. Links to Third-Party Websites We do not review or control the content of third-party websites linked on westernautocentre.ca and are not responsible for their accuracy or reliability. The inclusion of any link does not imply our endorsement. You access these links at your own risk. Changes to Terms We reserve the right to update or modify these Terms of Use at any time, without prior notice. By continuing to use westernautocentre.ca, you agree to be bound by the most recent version of these terms. Governing Law These Terms of Use and any claims related to westernautocentre.ca are governed by the laws of Canada, without consideration of conflict of law principles. Privacy PolicyHow We Handle Your Personal Information We value your privacy and are committed to keeping your information secure. When you apply for credit through westernautocentre.ca, you consent to: The collection and use of your information to request consumer credit reports, The sharing of your information with service providers to assist with loan applications. We do not arrange or facilitate credit directly but may release some of your details to these providers to help locate potential financing options, and Compliance with federal and provincial privacy laws by all involved companies. We take precautions to prevent misuse of your information and ensure it is only used for its intended purpose. Collection and Use of Personal Information We collect personal information lawfully and with your consent. The information we collect must be relevant, accurate, and up to date. By accepting this Privacy Policy, you also agree to receive emails about additional products and services from us or our affiliates. We protect your personal information through security safeguards, but no system is completely risk-free. While we take reasonable steps to secure your data, we cannot guarantee that unauthorized access or use will never occur. If you choose to unsubscribe from our emails, it does not withdraw your overall consent for us to use your data as described in this policy. Similarly, withdrawing consent directly from third parties to whom your data has been sold or disclosed does not withdraw the consent you provide to us. We are committed to transparency and will make information about our privacy policies and data management practices readily available to users. Cookies and Tracking Technologieswesternautocentre.ca may collect information about your website usage, such as: Dates and times of access, Browser and operating system details, Devices and software used, and Interaction with online services We use cookies, web beacons, pixels, and similar technologies to enhance our website, improve security, and deliver targeted advertising. These tools help us: Recognize returning users and improve their browsing experience, Confirm message delivery and engagement, and Provide customized offers based on user activity. You can choose to disable cookies, but this may limit your ability to access certain website features. Interest-Based Advertising We may use remarketing or retargeting services from third-party vendors (e.g., Google, Facebook, TikTok, Instagram, Snapchat) to display personalized ads based on your previous interactions with westernautocentre.ca. You can opt out of Google’s interest-based advertising by visiting Google Ads Settings or opt out of other remarketing services via the Network Advertising Initiative’s opt-out page. Contact Us If you have any questions or concerns about this Privacy Policy, please contact us at support@westernautocentre.ca.